• Safe and secure* for online use
  • £150 max balance
  • No bank account
  • No credit checks
  • No forms to complete

Fees and Charges

The iBux MasterCard® Prepaid Card

Card purchase fee Limits £3 (includes £2 load fee)
Min load amount - £20
Max load amount - £150
Max card balance - £150
Usage restrictions Cardholder must be over 18 years
Additional instructions in T&C section 5 (verify section)
No ATM cash withdrawal
Transaction fees UK & overseas £1
Service fees Service fee - £2 monthly management fee, chargeable on month 3 following activation.
Balance enquiry Automated telephone service – local call rate in UK, standard network
rates if abroad
Text – cost of SMS(charged by operator)
Online – free
Customer Care – free from BT landline, network rates from abroad
Other fees Investigation fee - £20
Foreign exchange fee of 4% for transactions in other currencies.
Cancellation or redemption £10 cash out fee. You must have €10 equivalent remaining on the
card to redeem the balance.
Expiry Card valid for 36 months


MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. The Card is issued by Newcastle Building Society ("NBS") pursuant to licence by MasterCard International Inc. NBS is authorised and regulated by the Financial Services Authority as an issuer of e-money (registration no. 156058).

*The Prepaid Card is an electronic money product and although it is a product regulated by the Financial Services Authority, it is not covered by the Financial Services Compensation Scheme. No other compensation scheme exists to cover losses claimed in connection with the Prepaid Card. This means that in the event that Newcastle Building Society becomes insolvent your funds may become valueless and unusable and as a result you may lose your money